My WordPress Blog Fri, 15 Feb 2019 18:24:04 +0000 en-US hourly 1 Title loans without BIK for indebted Fri, 15 Feb 2019 00:31:56 +0000

Many people, after constantly trying to contact companies that provide title loans without BIK, and after receiving negative decisions, begin to think that it is not possible to get a title loan in their financial situation. This is not entirely true, because 90% of indebted people have a chance to get a title loan. Just find the right company. Our company, which is behind the site Kredyt-dla-zadłuż, can boast that we consider positively over 75% of submitted applications. Thanks to this, we give a chance for a large number of people to repay their debts, consolidate payday title loans, and go straight. Unfortunately, aggressive advertisements of banks and companies that provide payday title loans make it very easy to fall into so-called consumerism. In a big simplification, it means that we buy unnecessary things for which we do not have money (title loans and credits). It may seem absurd, but if we look at statistics about the average blacksmith’s finances, they are frightening.

Most people do not have any savings, let alone talk about investing. Only a few percent of citizens deal with this. Unfortunately, the fact that Poles do not save, there is a lack of good financial education. From parents and at school. The most common excuse why I do not save is “I do not make enough money to save my money.” Unfortunately, but in the vast majority of cases this is completely untrue. Almost never you earn so little that you can not spare. The basic mistake, which is most often committed, is first spending money and putting into the moneybox what will remain. Unfortunately, it usually does not stay too much, and usually not at all. Therefore, a much better solution is to first insert the planned amount into the piggy bank and spend the rest.

Why a title loan can help get out of debt?

Credit is not always, but often can be a support in going straight out of debt. There are situations where interest is greater than we can pay back. Then it is impossible to reduce even a small amount to be repaid. This usually happens when we exceed the designated time for repayment. Penalty interest begins to increase, and besides, if we are assigned a bailiff, he will also collect his commission. If we start to sum up these fees, then we can find ourselves in a situation where we do not earn enough to cover interest. In this way, the amount to be repaid from month to month does not decrease at all, but on the contrary, it increases. What to do in that case? A good solution is to find the right consolidation title loan for the indebted. Thanks to this, interest will cease to grow and we will be able to start paying off the title loan in peace.

How long do they influence psychological comfort?

Probably most people know that the debit on the account and does not have a positive effect on well-being. Debts in banks or parabanks make self-confidence fall. We stop being involved in social life, because you have to have money to go to the cinema, restaurant or bar. Fewer friends make it easy to get into a bad financial situation. Without external support, you need a lot of self-discipline and determination to deal with a difficult financial situation. However, of course, nothing is impossible. There are people who come out of huge debts, and are able to create a new life for themselves after this transition. For sure, it is not an easy road, but certainly worth the transition.

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Loan markets on the move Thu, 31 Jan 2019 13:05:03 +0000

In the Dikke van Dale borrowing is described as follows: temporarily relinquishing someone to use. So you can also see it with borrowing money; a sum of money is temporarily given to you to use. For borrowing money that does not mean that borrowing is free of charge. You probably know the meaning of borrowing money under every advertisement: Pay attention, borrowing money costs money. A warning, most people know that it is, but do not always realize what it means in their personal situation.

Rising interest rates

Borrow money to be able to buy that new car, to grow your house or to expand your wardrobe by buying on account at mail order companies. Many people do not talk about borrowing, there is a taboo on it. However, we are seeing some movements in the market again, interest rates seem to be rising. Do you want to profit now and let us calculate whether we can realize a saving on your loan or loan? Then contact our loan specialists!

Revolving loan

A revolving loan is a loan where you can withdraw or divide the agreed maximum amount in one go. So for example when you expect to need money, but do not know exactly how much. Or if you want to be able to cope with unforeseen expenses.

This loan form, in contrast to mortgage loan, falls into the consumer loan category. Just like a personal loan or purchase on installment. It is therefore intended for the purchase of consumer goods, such as a car, stuff for the baby room, study books or a new television.

Personal loan

With a personal loan you will receive the borrowed amount directly into your account. Every month you pay a fixed amount of repayment and interest to repay the loan. You can not withdraw money in the meantime. The interest on a personal loan is also higher than with a revolving loan, but the advantage is that you know exactly where you stand and also know when the loan has been repaid.

Reduce interest on current loan

Do you currently have a revolving loan or personal loan and do you also want the certainty of a lower interest rate and a shorter term? Consumind Finance can help you with this. We look at the possibilities for you and if we could realize a nice saving, we will arrange it for you.

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